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09. Tạp chí

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Duyệt 09. Tạp chí theo Chủ đề "Adoption"

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  • Hình ảnh thu nhỏ
    Ấn phẩm
    Determinants of undergraduate students’ adoption and usage of e-wallets: A quantitative study in Hanoi
    (Học Viện Tài chính, 2023) Le Tran Khoi Nguyen; Nguyen Khanh Tung; Nguyen Xuan Khanh; Le Thi Ngoc Khanh
    The rapid digitalization of payment methods, particularly the increasing trend of e-wallet adoption among youth, is transforming financial transactions. This study examines the factors influencing the adoption and usage of e-wallets among undergraduate students. It employs techniques like Exploratory Factor Analysis (EFA) and Partial Least Squares Structural Equation Modeling (PLS-SEM) on data collected from 220 valid responses through structured questionnaires in Hanoi, Vietnam. The findings reveal four positive factors impacting students' e-wallet adoption and usage: perceived usefulness, perceived ease of use, rewards, and trust. Notably, trust exhibits the strongest correlation with actual usage, indicating its significant influence compared to other factors. The study contributes to understanding the behaviour of the important customers group for e-wallet providers in Vietnam.