Ấn phẩm:
Credit risk management activities for individual customers at Techcombank Vietnam: current situation and solutions
Nhan đề song song
Tác giả
Vu Ngoc Diep PhD.
Người hướng dẫn
Tác giả khác
Năm xuất bản
2026
Nhà xuất bản
Học viện Tài chính
Tóm tắt
As one of the leading banks in Vietnam, Vietnam Technological and Commercial Joint Stock Bank (Techcombank) is one of ten commercial banks selected by the State Bank of Vietnam to pilot the Basel compliance roadmap, which helps banks manage credit risk for individual customers and control bad debts better. Credit risk management in lending activities at banks has made progress, but some limitations still exist, such as: Potential risks are still not assessed in most credit reports in risk identification. "As one of the leading banks in Vietnam, Vietnam Technological and Commercial Joint Stock Bank (Techcombank) is one of ten commercial banks selected by the State Bank to pilot the Basel compliance roadmap, which helps banks manage credit risk for individual customers and control bad debts." Better. Credit risk management in lending activities at banks has made progress, but still has some limitations such as: Potential risks are still not assessed in most credit reports in risk identification; There is still a situation where credit officers have a subjective attitude,... The limitations that exist in credit risk management for individual customers have affected the effectiveness of credit risk management, which is not yet high. This article studies the current state of credit risk management for individual customers at Techcombank during the period 2022-2024. Based on the application of fundamental theories of credit risk management for individual customers of commercial banks, this article aims to analyze the current state of credit risk management for individual customers at Techcombank. From there, it proposes appropriate solutions to improve Techcombank's credit risk management activities for individual customers....
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vie
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Chủ đề
personal customer credit , Personal customer credit risk management , Techcombank
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