Ấn phẩm:
Peer-to-peer lending: financing sources alternatives for small and medium enterprises in Vietnam
Tóm tắt
In recent years, peer-to-peer (P2P) lending has emerged as an alternative to bank lending. P2P lending platforms connect lending-ready investors with borrowers looking for a loan, eliminating the need for banks to act as intermediaries. Given the widespread failure of banks to provide adequate loans to small and medium-sized enterprises (SMEs), this development could present a significant opportunity for SMEs. The potential of P2P lending for SMEs in Vietnam is clear, and the sector continues to grow. More and more SMEs are taking advantage of this financing model to access capital and grow their businesses. With the right support and regulation, this sector will continue to expand and provide a much-needed source of f inancing for SMEs. This paper aims to analyze the current situation of P2P lending in Vietnam and propose recommendations to encourage it to become a safe and effective capital supply channel for SMEs.
Mô tả
Tác giả
Phung Thanh Loan PhD
Phung Thị Trang MA
Phung Thị Trang MA
Tác giả khác
Người hướng dẫn
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Nhà xuất bản
Học viện Tài chính
Năm xuất bản
2023
ISSN tạp chí
Nhan đề tập
Từ khóa chủ đề
Peer-to-peer lending , Alternative financing , SMEs
Bộ sưu tập
Địa chỉ truy cập
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