Ấn phẩm:
Impact of credit risk on the financial performance of vietnamese banks during Covid-19 period
Tóm tắt
The study investigates the impact of credit risk on the financial performance of Vietnamese commercial banks during the Covid-19 pandemic. Using panel data from 27 commercial banks in Vietnam over the period from 2011 to 2023, the study employs OLS, FEM, REM, and FGLS models. The results show that NPLs have a significant negative relationship with ROA. Furthermore, Covid-19 strengthens the impact of NPLs on banks' ROE. While the relationship is significant, the significance level is not as strong as in previous studies, suggesting that the Vietnamese banking system may have developed effective mechanisms to mitigate the adverse effects of non-performing loans. The research offers valuable insights for bankers and regulators to better manage credit risk, particularly during crisis periods.
Mô tả
Tác giả
Pham Thu Thuy PhD
Tác giả khác
Người hướng dẫn
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Nhà xuất bản
Học viện Tài chính
Năm xuất bản
2025
ISSN tạp chí
Nhan đề tập
Từ khóa chủ đề
Credit risk , Non-performing loan , Covid-19 , Financial performance , Vietnamese commercial bank
Bộ sưu tập
Địa chỉ truy cập
Vui lòng sử dụng ứng dụng DRM AOF để đọc tài liệu số
